BUSINESSES


NON-QUALIFIED PLANS FOR BUSINESS OWNERS

Part of a sound business practice is to assure that your key people are compensated in a way that rewards their past performance and encourages future performance. There are several tools available to help you provide targeted benefits to you and your key people. It is not unusual for a business to use more than one of these concepts – building a program that helps meet your unique needs

 

BUSINESS CONTINUATION

Have you taken the steps to ensure that your business will continue to run smoothly if you were to lose a business partner? Have you considered what will happen in the event of divorce, disability or even worse, death?

 

BUSINESS TRANSITION

A big portion of your retirement plan is probably dependent on selling your business. With a carefully crafted business transition plan, you can help meet your retirement goals and successfully transfer your business. Even if you are not depending on your business for retirement, you may be planning for the ultimate transition it to family members.

 

LIFE INSURANCE FOR BUSINESS OWNERS

Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee

 

SPLIT-DOLLAR LIFE INSURANCE

Split-dollar life insurance is an arrangement to purchase life insurance between two parties.

 

DISABILITY INCOME INSURANCE FOR BUSINESS OWNERS

As a business owner, a disability can create an economic hardship putting both your personal finances and business at risk.